Zoom Finance Blog
The benefits of using a broker
Why use Zoom Car Loans brokers?
The answer is simple. Zoom Car Loans guarantees to get you the best deal possible on your next purchase. It’s no secret that looking for the best finance deal can be a little daunting, especially when you don’t know what to expect during the application process. It can be even more daunting if you are concerned about the impact your credit history may have on your applications. This is where having a broker on your side is invaluable.
Once you contact Zoom Car Loans, your personal broker will begin working on your behalf, to navigate the various lending criteria from over 30 bank and non-bank lenders Australia wide. This takes all the hard work, time and pressure out of the process for you, as our primary goal is to secure you the best deal to suit your needs. It also takes out your risk of encountering pushy salesman, as we are not a dealership or an individual lender. The best bit, it’s completely obligation free!
But my bank has already said no, what can a broker do?
If your bank has already declined your loan application, it can leave you feeling a little defeated and lost for where to turn. However, your bank is not your only option when you use a broker. In fact with Zoom Car Loans, there are 30 more options than your bank! Our team of brokers are highly familiar with the various lending and credit criteria, application processes and repayments terms for over 30 credit providers Australia wide, some of which only accept applications via a broker. Working with so many different credit providers not only allows us to have access to all the options, but additional benefits such as lower interest rates not available directly to the public.
Will you make an enquiry on my credit file?
Once you contact Zoom Car Loans, you can feel comfortable knowing we will find the best deal out there, without leaving unnecessary hits on your credit file. We offer a completely obligation free service and only submit your application after we have assessed all the options available.
The dealership said they can do my finance
It’s a good start, however it’s highly likely that the in-house dealership finance consultants only have access to one or two credit providers, lowering your chances of approval and getting the best interest rate available. At Zoom Car Loans we understand it’s important to shop around and see where you can pick up the best vehicle for your current needs. That’s why we provide finance for new and used vehicles from a dealership or private seller. The choice is yours! We also take care of all the paperwork, to ensure a quick and easy sale.
Additional benefits of using Zoom Car Loans
In addition to having access to over 30 bank and non-bank lenders Australia wide, being guaranteed the best deal possible based on your circumstances, the freedom to purchase any vehicle you like, we can also help you find your dream car! Using our reputable nationwide affiliate dealership network, our internal car locations team will work on your behalf to find a vehicle based on your needs, preferences and finance approval amount.
Prefer private? No worries! The team can also help you find what you’re looking for by searching privately on your behalf as well.
The Zoom Car Loans broker experience does not end at finding you the best finance deal, it continues throughout the whole process to ensure your loan process runs as quickly and smoothly as possible. Experience the difference of a dedicated finance broker and see how Zoom Car Loans can benefit you.