We are here to help
Need a second chance?
BAD CREDIT CAR FINANCE
At Zoom, we understand that life doesn’t always go to plan. Sometimes things go wrong and when it involves finances, this can affect you for years to come due to you obtaining a bad credit history. This can make it very hard to get car finance. But don’t stress, Zoom Car Loans are here to help. We offer a range of finance solutions for those with a bad credit history.
We help you get approved.
We get it! Life is rarely the smooth ride we would like it to be. A small financial mistake in your past or an unexpected change in circumstances can cause your credit rating to take a hit. This can make it hard to get the tick of approval for a car loan.
At Zoom Car Loans, we have a team of highly skilled and experienced brokers who take the time to learn your story and then advocate on your behalf to get you approved. We know exactly what the different lenders are looking for, so are your best chance of getting approved.
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No deposit loans
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Bad credit history
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Centrelink payments
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Ex-bankruptcy
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First loan
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Declined by the bank.
We will get you a second chance.
Zoom Car Loans are here to help. Unlike the big banks and other lenders, we don’t let your credit rating define you and don’t believe it is always indicative of your current situation. That’s why we offer bad credit finance for people who don’t have a squeaky clean credit file, but still deserve a car loan. We know having a car is often an important factor in gaining employment and maintaining livelihood and lifestyle.
9 out of 10 approved
We are experts in the field of bad credit car finance. 9 out of 10 applicants with a bad credit history are approved, when regulatory terms & conditions are met.
Obligation free
All applications are completely obligation free. We compare the options available to you and then it’s your choice.
Choose your car
We give you the freedom to choose a new or used car, from a dealership or private seller. We can also help you source a car.
Flexible repayments
Our bad credit car finance solutions are tailored to your unique preferences. You select the repayment terms for loans from $5,000.
Get the best deal
We have access to interest rates not available directly to the public and negotiate on your behalf with other 30 lenders Australia wide.
What our customers say
At Zoom we pride ourselves on our personalised and friendly customer service. We also constantly seek feedback from our clients and are proud of our 2018 5 Star Gold Trusted Service Award, issued by Feefo. Here’s what some of our recent clients had to say.
Kathleen. O
NSW
“Polished, caring customer service – an amazing outcome! Professional, courteous, helpful, intelligent, patient, accommodating, kind - and ultimately successful in assisting me to secure the vehicle and terms I was looking for. Totally outstanding - customer service at its best.”
Dana. W
QLD
“I recently applied through Zoom and the process was fast and customer service great! It was easy and stress free and I will definitely go through them again when applying for a car loan!”
Timothy. P
QLD
'All staff were so helpful from start to finish. Shaun who did our loan was incredible. So efficient and kept us informed. We have had some financial problems in the past, but you didn't judge us on that. The whole process was so simple. We love our new car! Thank you so much! Will recommend you and use you again in the future! '
Tamekka. L
SA